Gaining credit card debt can happen sometimes too quickly without realization, especially with the holidays upon us. It can become a bigger problem unless dealt with right away. I flipped through channels, and chanced upon a Christian channel, who had very useful information:
They have 3 simple points:
1) they suggest not to make the goal of your life about money,
2) to be aware of how much money comes and goes and offer links to some handy tools including a downloadable monthly income and expense worksheet.
3) to get out of debt.
Proverbs 22:7 The rich rules over the poor, And the borrower is servant to the lender.
They suggest some questions to ask yourself before committing to a major purchase, including the obvious but sometimes not done questions, of whether you really need this and now, and whether you have done enough research on options.