Gaining credit card debt can happen sometimes too quickly without realization, especially with the holidays upon us. It can become a bigger problem unless dealt with right away. I flipped through channels, and chanced upon a Christian channel, who had very useful information:

http://www.beyondtoday.tv/programs/archive/?ProgramID=bt137&s=

They have 3 simple points:
1) they suggest not to make the goal of your life about money,

In September 2009, I attended GIFTS films on Galiano Island. I had a great learning experience taking the Media intensive course, and produced this video with 2 other producers.

The beginning of this year I decided to go on a retreat in Florida offered by Minh Pham a self-help guru, who is one of the authors with Deepak Chopra on the book "Stepping Stones to Success".

Recently I came across Mastery of Self by Frank Channing Hadock 1853-1915

Upon closer investigation, this book is part of the "New Thought" movement, of which "the Secret" Law of Attract book/movie are based on.

I don't agree with "the Secret"'s Law of Attraction as it is currently understood:

Last month in October, I had the good luck of getting involved with a workshop on walking with poise and confidence.

I learned a lot from Taaja in 2 hours, about how our walk, and posture can have a major impact on making a good first impression. I became aware of different eye contacts, how to enter a room with confidence.

When I was around 12 years old, I started to lose my far-sighted vision, particularly in my right eye. My parents dutifully took me to the optometrist, who when I asked why I now needed glasses, he mentioned something about my eyes being defective. I could not understand the logic as to how a defect not present at birth could suddenly develop.

On 10/10, October the 10th I had the good fortune of attending a real-estate workshop that cost me one dollar. It ran from 9am to 5pm, I got to meet Minh Pham in person, a recognized real-estate guru out of the DC metropolitan area. Also we were fed lunch and cookies.

In America there are multiple options for free banking, no monthly payment, and no fees, even with using other banks ATM's when keeping a minimum balance.

If you are looking to purchase property in the US, then an important consideration, is that your credit history will need to be re-established in the States.

I attended CRA's payroll seminar, and learned quite a few things

Calculating deductions
* Provincial and Federal taxes based on employees claim code
* Employers and Employees EI deduction. Employers portion is 1.4 times employee deduction
* Employers and Employees CPP deduction, which are 1 to 1
* Tables in paper format available from CRA
* Payroll calculator; http://www.cra-arc.gc.ca/pdoc/

EI deductions
* is the employer pays MSP, it is not added as insurable earnings but to taxable income